Ikon Pass

Spot Pass Protection

Our plan provides reimbursement for the prepaid, non-refundable cost of a ski pass less any refunds issued when you cancel your pass due to a covered unforeseen reason.

Yep, your pass is covered.

Every shred. Every time.

Pass Protection Overview

Reimburses up to


of your pre-paid pass costs if you cancel your pass for a covered reason.

Who is covered?

If you purchased Pass Protection at checkout or through the contact center, you’re covered.

What is covered?

Your insured pass.

When are you covered?

You’re covered if you have to cancel your ski pass due to covered, unforeseen events like family emergencies or sickness.

Learn More

Interested in the nitty-gritty? Here’s more detail.

Who is covered by Spot Pass Protection?

Pass holders who purchased Spot Pass Protection at checkout or through the call center. This is an optional offering is available for pass holders.

Total costs of Spot Pass Protection

Spot Pass Protection costs 7.25% of the pass price.

Inclusions of Spot Pass Protection

Daily or Season pass cancellation or pass interruption for listed unforeseen covered events including:

• Your or a family member's death, sickness, or injury.

• Your primary place of residence is made uninhabitable due to a natural disaster, vandalism, or burglary.

• Revocation of your previously granted military leave or re-assignment. Official written notice of the revocation or re-assignment by a supervisor or commanding officer of the appropriate branch of service will be required.

• Example of covered reasons under the Cancel or Interrupt for Work Reasons benefits are listed below. Please note these benefits must be purchased during the time sensitive period outlined in your plan.

  • Your current employer requires you to transfer 100 miles or more away from you principal residence
  • You are involuntarily terminated or laid off from your employment. The termination notice must occur at least thirty (30) days after your trip cancellation effective date. You must have been an active employee with the same employer for at least (1) continuous year. This provision is not applicable to temporary or seasonal employment, independent contractors, freelancer, or self-employed persons.

• Normal Pregnancy or Childbirth. The date of conception, as verified by medical records, must occur after the effective date for the Trip Cancellation (Added for products sold on or after March 6, 2023; Not available to NY and WA residents)

Check your state's plan documents for full details.

Exclusions of Spot Pass Protection

Pre-existing medical conditions, as defined in your plan document

Voluntary work status changes. This includes voluntary transfers, voluntary layoffs, accepting a position at a new employers that causes a move, voluntary relocation that is not tied to employment.

Check your state's plan for full list of exclusions.

State Plan Variations

Plans may vary depending on your state of residence. You may download and review a sample of your state's specific plan document prior to purchase. Once you purchase coverage you will be able to view your plan document from your account.

Choose your state of residence to download the sample plan.


What is covered?
When can I purchase Pass Protection?
What happens if I need to use my Spot Pass Protection?
When am I covered?

Get Spot

You can purchase Pass Protection through the Ikon Pass website when you purchase your pass. Already have your pass? Call the Customer Support Center at 888-365-IKON to purchase Pass Protection by October 31, 2024.
Visit Ikon Pass

We’ve got you covered.

Looking for injury insurance? Click here to learn how Spot Injury Insurance can cover up to $25k of your medical bills if you get hurt on the slopes.

Spot Injury Insurance is underwritten by Mutual of Omaha and SiriusPoint America Insurance Company.

This web page contains highlights of the plans developed by Spot Insurance Inc, which include travel insurance coverages underwritten by United States Fire Insurance Company, Principal Office located in Morristown, New Jersey, under form series T7000 et al, T210 et al and TP-401 et al, and non-insurance Travel Assistance Services provided by iTravelInsured. The terms of insurance coverages in the plans may vary by jurisdiction and not all insurance coverages are available in all jurisdictions. Insurance coverages in these plans are subject to terms, limitations and exclusions, including an exclusion for pre-existing medical conditions. In most states, your travel retailer is not a licensed insurance producer/agent, and is not qualified or authorized to answer technical questions about the terms, benefits, exclusions and conditions of the insurance offered or to evaluate the adequacy of your existing insurance coverage. Your travel retailer may be compensated for the purchase of a plan and may provide general information about the plans offered, including a description of the coverage and price. The purchase of travel insurance is not required in order to purchase any other product or service from your travel retailer. CA DOI toll free number is 800-927-4357. The cost of your plan is for the entire plan, which consists of both insurance and non-insurance components.

Individuals looking to obtain additional information regarding the features and pricing of each travel plan component, please contact Spot Insurance Inc. 500 W. 2nd Street #1900 Austin, TX 78701 legal@getspot.com 888-571-SPOT. While Spot Insurance Inc markets the travel insurance in these plans on behalf of USF, non-insurance components of the plans were added to the plans by Spot Insurance Inc, and Spot Insurance Inc does not receive compensation from USF for providing the non-insurance components of the plans.

© 2024 Spot Insurance Inc. All rights reserved. Spot Insurance 500 W 2nd St. #1900 Austin, TX 78701 Spot Insurance Agency, Inc. is a licensed agent/broker offering accidental death and dismemberment insurance and travel protection. Our National Producer Number (NPN) is 18724703 and our California license number is 6004685. For additional license information, contact legal@getspot.com or call 866-GET-SPOT.

For general inquiries, email spot@getspot.com